Health Insurance
Personalized Marketplace health insurance guidance to help you choose coverage with confidence.
Understanding Marketplace Health Insurance
Choosing health insurance can feel overwhelming, especially when plans differ in cost, coverage, and provider networks. The Health Insurance Marketplace, sometimes called the Exchange, was created to make comparing options easier and to help individuals and families find coverage that fits both their healthcare needs and their budget.
At Frana Wealth Management, we help simplify the process by walking you through your options in clear, easy to understand language. Our goal is to help you feel confident in your coverage choice and supported every step of the way.
What Is Marketplace Health Insurance?
The Marketplace is a government run platform where individuals, families, and small businesses can shop for health insurance. It offers multiple coverage levels, ranging from lower cost bronze plans to more comprehensive platinum plans. This flexibility allows you to choose coverage based on how often you use healthcare services, your financial situation, and your long term needs.
Key Benefits of Marketplace Coverage
Marketplace health insurance offers important advantages that make coverage accessible and flexible.
Access to Subsidies
Depending on your household income, you may qualify for tax credits or subsidies that help lower your monthly premiums and out-of-pocket expenses.
Wide Range of Plans
The Marketplace allows you to compare plans from different insurance companies, coverage levels, and benefit options side by side, making it easier to find a plan that works for you.
Guaranteed Coverage
Marketplace plans cannot deny coverage due to pre-existing conditions, ensuring you can access the care you need.
Flexibility and Choice
You can choose plans with different premiums, deductibles, and provider networks to match your specific healthcare needs and budget.
How to Get Started
Enrollment typically takes place once each year during Open Enrollment. However, certain life events such as marriage, childbirth, or losing other coverage may qualify you for a Special Enrollment period.
Frana Wealth Management helps you understand your eligibility, compare plans, and complete enrollment correctly so you can move forward with confidence.
Trusted by seniors and families across East Tennessee
During the seminar, Amanda did a great job explaining the Medicare options!
Amanda gave more information than my "former" agent did in the past 3 years total!
Great presentation. Amanda is an exceptional speaker. As a previous owner of a software education company, I would have loved to have you as one of our presenters.
Thanks for making this transition so smooth and painless. You are great at your job.
Questions?
We’re here to help.
How do I know which Medicare option is right for me?
We look at your doctors, prescriptions, budget, and preferences, then compare plans to find the best fit.
What type of life insurance is best for seniors?
It depends on your goal. Term coverage can protect loved ones for a set period, while final expense coverage is designed to handle end-of-life costs.
Are annuities safe, and how do they fit into retirement?
Some annuities can provide predictable income and protection from market swings. We help you understand the tradeoffs and whether it fits your plan.
Can you help if I’m under 65 and need health insurance?
Yes. We help individuals and families compare Marketplace plans and see if you qualify for savings.
Do I need estate planning if I don’t have a large estate?
Often, yes. Estate planning is about protecting your wishes, reducing stress for your family, and keeping decisions clear.
What happens after I choose a plan or policy?
We stay available for questions, annual reviews, and updates as your needs or coverage change.
Get the clarity you need today
